• Financing facility under Shariah compliant mode for brand new locally assembled vehicles.
• Non-Resident Roshan Digital Account (RDA) holder at Bank AL Habib Limited (BAHL) with Resident Pakistani Spouse / parents / children as co-borrower or Resident Pakistani having RDA at BAHL.
• Having minimum working experience as follows:
  • Regular Salaried individuals with minimum 2 years experience of current employer.
  • Contractual Salaried individual with minimum 3 years experience.
  • Self-Employed Professionals (SEP) and Business Individuals with minimum 3 years experience in similar profession / professional setup.
• Having minimum net monthly Income of:
  • Employed / Working in Gulf Countries: Equivalent to DHS 10,000/-
  • Employed / Working in Non Gulf Countries: Equivalent to USD 3,000/-
• Minimum Down Payment 15-45% depending upon the variant of vehicle
• Holder of Permanent Resident Card / Nationality for Non-Gulf Countries, and Residency / Resident Card for Gulf Countries.
• Having clear credit history
• Vehicle to be registered in the name of borrower or spouse / parent / child / Siblings as co-borrower.
• Facility to be disbursed and monthly installments to be paid from Roshan Digital PKR Account
• For lien based facility, 100% lien marking on financing amount on PKR deposit, 120% on foreign currency deposit
• Processing fee, documentation etc to be charged as per the Bank's Schedule of Charges.
• Minimum age at the time of application: 25 years.
• Maximum age at maturity of financing: 60 years for salaried, 65 years for SEP.

سہولت پر مبنی حقداری، کم از کم تجربہ، کم از کم آمدنی کی ضرورت اور بیان کردہ دائرہ کار کی پابندیاں لاگو نہیں ہوں گی.