Open your savings account with just your CNIC
AL Habib Asaan Saving Account offers easy banking access and a range of value-added services.
Apply Now Compare Account- Free Life Insurance*
- Free AL Habib Mobile & Netbanking Facility
- Free E-Statements
- SMS Alerts Facility
- No Initial Deposit Requirement
- One Page Account Opening Form
- Profit Payout Every Six Months
- Profit Calculated on Monthly Average Balance
- Total Debits per Month: Rs. 1,000,000/-
- Total Credit Balance Limit: Rs. 1,000,000/-
- Debit Card Facility
- No Minimum Balance Requirement
Note: PayPak is the default Debit Card offered to the customers. However customers may opt for other card schemes i.e. VISA & UnionPay Debit Cards, charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR. 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
- The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
- 9.50% p.a
Applicable from June 01, 2025. The Indicative rate of profit is current and subject to change.
For individual accounts
- Original CNIC along with verified copy
- In case of exemption from Zakat, Zakat declaration on Bond Paper or attested copy of duly executed affidavit.
- In case of Non-Muslim exemption from Zakat declaration on plain paper.
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The rate of profit on savings accounts is subject to change from time to time.
How To Open Your Asaan Saving Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
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