• Free Personalized Cheque Books*
  • Free Banker’s Cheques*
  • Free PayPak Debit Card (Default)*
  • Free E-Statements
  • Free AL Habib Mobile & Netbanking Facility
  • SMS Alerts Facility
  • Free Online Banking

* Customers will be required to maintain an average monthly account balance of PKR 25,000 to avail free applicable services.

Note: PayPak is the default Debit Card offered to the customers. However customers may opt for other card schemes i.e. VISA & UnionPay Debit Cards, charges will be applicable as per prevailing Schedule of Bank Charges.

For individual accounts

  • Original CNIC along with verified copy
  • Job Card / Job Letter and Salary Slip for Salaried individual
  • Any other proof of income

For Sole Proprietor accounts

  • Original CNIC along with verified copy
  • Proprietary rubber stamp for signature specimen
  • Copy of NTN (Attested by Notary Public)
  • Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
  • Request for Opening of Account on letter head

For Partnership Accounts

  • CNIC copy of all partners (verified).
  • Rubber stamp of partnership.
  • Request for Opening of Account on letter head
  • Operating Instruction on Partnership Letter Head.
  • Partnership Letter on Letter Head (Signed by all Partners).
  • Partnership Deed (Verified).
  • Attested copy of Registration Certificate issued by “Registrar of Firms” in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
  • Copy of NTN (Attested by Notary Public)

For Companies Account

  • Certificate of Incorporation (Attested by Company Secretary).
  • Resolution of Board of Directors.
  • Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
  • Form-29 (Attested by Company Secretary and SECP).
  • List of Directors (Attested by Company Secretary).
  • Copy of CNIC’S of all Directors (Attested by Company Secretary).
  • NTN Certificate (Attested).
  • Form-A & CNIC copies of shareholders holding more than 10 % shares.
  • CRS form for tax residency self-certification.

All documents must be attested by Company Secretary / Director / CEO.

Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).

Non- Resident Rupee Account can be opened and maintained by the following individuals and entities other than banks:

  • Non-resident Pakistanis (NRPs)*
  • Foreign nationals except those who have obtained work visa/permit to work in Pakistan
  • Firms, companies, etc. which are incorporated/registered outside Pakistan

* A person shall be treated as non-resident if his/her period of stay in Pakistan during a calendar year is less than 183 days, in aggregate.

NRP falling in any one of the above category can open the following types of Non- Resident Rupee Account

  • Non-resident Rupee Account-Repatriable (NRAR)
  • Non-resident Rupee Account-Non-Repatriable (NRAN)

How To Open Your Current Plus Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Fees & Charges will be levied according to the bank s prevailing schedule of charges.

Taxes and Zakat

Taxes will be applicable as per government regulations and directives of the State Bank of Pakistan

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