• No Minimum or Maximum Balance Requirement
  • Up to 90% financing Available on Deposits
  • Free Online Banking
  • Profit Calculated on Monthly Average Balance
  • Free Banker’s Cheques
  • Profit Payout on Monthly Basis
  • No Restrictions on Withdrawals
  • Attractive Rate of Profit
  • Free E-Statements
  • Debit Card Facility
  • SMS Alerts Facility
  • Free AL Habib Mobile & Netbanking Facility

Note: PayPak is the default Debit Card offered to the customers. However customers may opt for other card schemes i.e. VISA & UnionPay Debit Cards, charges will be applicable as per prevailing Schedule of Bank Charges.

  • Indicative Rate of Profit 9.60% p.a
  • On Average Monthly Balance applicable from June 01, 2025 (The rates of profit are Current and subject to change).
  • All other conditions including Zakat & Taxes for Savings Account are applicable.

For individual accounts
  • Original CNIC along with verified copy
  • Job Card / Job Letter and Salary Slip for Salaried individual
  • Any other proof of income

Non- Resident Rupee Account can be opened and maintained by the following individuals and entities other than banks:
  • Non-resident Pakistanis (NRPs)*
  • Foreign nationals except those who have obtained work visa/permit to work in Pakistan
  • Firms, companies, etc. which are incorporated/registered outside Pakistan

* A person shall be treated as non-resident if his/her period of stay in Pakistan during a calendar year is less than 183 days, in aggregate.

NRP falling in any one of the above category can open the following types of Non- Resident Rupee Account
  • Non-resident Rupee Account-Repatriable (NRAR)
  • Non-resident Rupee Account-Non-Repatriable (NRAN)

How To Open Your Senior Citizen`s Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

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