Savings made hassle-free for women
AL Habib Woman Asaan Account is a product especially designed for women to empower them with financial independence and facilitate them with simplified banking.
Apply Now- First Free Cheque Book (10 Leaves)
- Free PayPak Debit Card
- Credit Balance Limit of Rs. 1,000,000/-
- Total Debits per month of Rs. 1,000,000/-
- No Initial Minimum Balance Requirement
- Free AL Habib Netbanking & Mobile Banking
- Free E-Statement
- SMS Alerts Facility
- Free Life Insurance*
- Upto 90% Financing Available Against Deposit
**Terms and Conditions Apply
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Claim is eligible after 30 days of account opening
- Claims payable on 90 days of average balance in account
- Maximum Claims on Accidental Death – PKR 4 Millions
- Maximum claims on natural death / permeant disability – PKR 2 Million
- In a joint account, anyone of the account holders are covered
- Age limit – 18 to 60 years
- The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death, the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
- Indicative Rate of Profit 11.50% p.a
- All other conditions including Zakat & Taxes for Savings Account are applicable.
Any one of the following documents may be used as a proof of identity:
- Copy of valid SNIC, CNIC, NICOP
- Proof of income
An individual Current and Savings account for Women only, with a complete banking solution catering to their financial needs. AL Habib Woman Asaan can be opened by providing only copy of valid CNIC
Individual Current and Savings account are offered in single and joint category. In case of joint account, primary account holder must be woman, whereas, secondary may be men.
To open AL Habib Woman Asaan Account, you may visit your nearest branch or apply via AL Habib Digital Account Opening
AL Habib Woman Asaan Account is for women above 18 years.
Yes, this product is available for both Islamic & Conventional Banking variants.
No, opening AL Habib Woman Asaan Accounts of regular/asaan account holders is not allowed.
The turn around time (TAT) for account opening is three working days subject to the completion of required documents.
Yes, AL Habib Netbanking is available.
The customer will have to visit Bank AL Habib official website (www.bankalhabib.com) and will self-register on the internet banking portal to avail AL Habib Mobile and Netbanking services.
Yes, following limits apply on the Asaan Account.
- Credit Balance Limit of Rs. 1,000,000/-
- Total Debits per month of Rs. 1,000,000/-
The account is offered in PKR only.
Zakat & taxes are applicable as per government regulations and directives of SBP.
Copy of valid CNIC / SNIC / NICOP
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR. 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
Accounts can be opened in individual single & joint account categories. In case of joint account, primary account holder must be woman, whereas, secondary may be men.
All new to bank or existing customers can open AL Habib Woman Account however, if customer is having any existing Regular Account or Asaan Account, she is not allowed to open AL Habib Asaan Woman Account.
Yes, they both are available in Current and Saving Account types
18 years and more Resident Pakistani Nationals are eligible to open the AL Habib Woman Digital Account and AL Habib Asaan Woman Digital Account.
You must complete the biometric verification process as soon as your account has been opened. You can do this via the AL Habib Biometric Verification app or by visiting the nearest Bank AL Habib branch.
You can complete the account opening process from the comfort of your home. Even biometric verification can be completed via the AL Habib Biometric Verification app. However, if you wish to visit the branch, you may do so.
Yes, you may resume the application process through “Resume Application”. After this, you will be required to input your reference number, Email Address and Mobile OTAC Verification code.
You may call us at our dedicated helpline – (92 21) 111- 014 – 014 or email us at info-CDOB@bankalhabib.com
Yes you may modify your account details through the “Account Maintenance” option.
Customers may avail the below mentioned Debit Card products (Subject to Terms and Conditions)
- PayPak Debit Card
- UPI Debit Card
- Visa Silver Debit Card
- Visa Gold Debit Card
- Visa Platinum Debit Card
For pricing of Debit Cards, customer may review the Bank`s prevailing Schedule of Charges.
Yes, opening AL Habib Woman Digital Account with existing branch account is allowed.
Account Opening - Documents Required
- Source of Income/ Funds and/or Self-Declaration Required
- Live Photo of Customer Required
- Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
- CRS & FATCA
-
How To Open Your Woman Asaan Digital Saving Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
You may also be interested in
