Turn Monthly Habits into Financial Gains

Why wait a year to see your savings grow when you can earn every month? AL Habib Monthly Saver Account rewards you with monthly profit payouts, turning your savings into a steady second income.

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Consistent Saving, Steady Returns

Whether you plan for the future, build a safety net, or simply save to enjoy lifes little moments, this account offers complete flexibility with no minimum balance, no restrictions, just consistent growth and the freedom to spend as you wish.

Start saving smart and let your money reward you every month.

Indicative Profit Rate: 9.50% p.a
As of June 1, 2025 (subject to change)

Enjoy the Exclusive Benefits

  • No Minimum or Maximum Balance Requirement
  • Free AL Habib Mobile & Netbanking Facility
  • Up to 90% Financing against deposit
  • Free E-Statement
  • Preferential Rate of Profit
  • Debit Card Facility
  • Monthly Profit Payout
  • No Restrictions on Withdrawals & Deposit
  • Cheque Book Facility
  • SMS Alerts Facility

Note: PayPak is the default Debit Card offered to the customers. However customers may opt for other card schemes i.e. VISA & UnionPay Debit Cards, charges will be applicable as per prevailing Schedule of Bank Charges.

Built for Real Life

This account is perfect for anyone who wants monthly income from their savings, needs flexibility without fees, prefers to stay liquid while earning profits, or is planning for education, travel, or future goals.

Built for Real Life

This account is perfect for anyone who wants monthly income from their savings, needs flexibility without fees, prefers to stay liquid while earning profits, or is planning for education, travel, or future goals.

How To Open Your Monthly Savers Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Required Documents Account Opening Process Download Form Key Fact Sheet Fee & Charges
Click here to download Rules/Terms & Condition

Fee & Charges will be levied according to bank`s prevailing schedule of charges.

All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

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Documents Required

For individual accounts
  • Original CNIC along with a verified copy
  • Job Card / Job Letter and Salary Slip for Salaried individual
  • Any other proof of income
  • Child Registration Certificate/B-Form/Student ID Card (For Minor)
For Sole Proprietor Accounts
  • Original CNIC along with verified copy
  • Proprietary rubber stamp
  • Copy of NTN (attested by Notary Public)
  • Certificate or proof of membership of trade bodies etc., (wherever applicable)
  • Request for Opening of Account on letter head
For Partnership Accounts
  • CNIC copy of all partners (verified)
  • Partnership Rubber Stamp
  • Request for Opening of Account on letter head
  • Partnership Letter on Letter Head (Signed by all partners)
  • Partnership Deed (verified)
  • Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
  • Copy of NTN (verified)
For Companies Account
  • Certificate of Incorporation (attested by company secretary).
  • Resolution of Board of Directors.
  • Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
  • Form-29 (attested by company secretary and SECP)
  • List of Directors (attested by company secretary).
  • Copy of CNIC’S of all Directors (attested by company secretary).
  • NTN Certificate (attested).
  • Form-A & CNIC copies of shareholders holding more than 10 % shares.
  • CRS form for tax residency self-certification
  • All documents must be attested by company secretary / Director / CEO.
  • Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).

Non- Resident Rupee Account can be opened and maintained by the following individuals and entities other than banks:

  • Non-resident Pakistanis (NRPs)*
  • Foreign nationals except those who have obtained work visa/permit to work in Pakistan
  • Firms, companies, etc. which are incorporated/registered outside Pakistan

* A person shall be treated as non-resident if his/her period of stay in Pakistan during a calendar year is less than 183 days, in aggregate.

NRP falling in any one of the above category can open the following types of Non- Resident Rupee Account

  • Non-resident Rupee Account-Repatriable (NRAR)
  • Non-resident Rupee Account-Non-Repatriable (NRAN)

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