Seamless Banking for Overseas Pakistanis
Bank AL Habib offers AL Habib Roshan Digital Account for Non-Resident Pakistanis (NRPs) and Foreign Nationals having a Pakistan Origin Card (POC) to open and manage their accounts in Bank AL Habib through an online digital platform. The product will facilitate overseas Pakistanis with a simple, secure & convenient online digital account opening process which, will ultimately help them make payments, investments and avail various other banking facilities while being abroad.
Apply Now- Free E-Statements
- Cheque Book Facility
- Debit Card Facility (PKR Account Only)
- Offered in Pak Rupee & Foreign Currency
- Free registration for Netbanking and AL Habib Mobile
- No Initial deposit or minimum balance is required
- No charges on opening, closure and maintenance of account
- Availability of 24/7 Dedicated Roshan Digital Unit (RDU)
- Available in Current & Saving account types with both Conventional & Islamic variants
- Local credits are allowed to the extent of proceeds received from permissible investments
- Access to host of investment avenues e.g. TDR Booking, Mutual Funds, Naya Pakistan Certificate, investment in Pakistan Stock Exchange, property investment etc.
- Account can be fed by Foreign Inward Remittances originating from the account holder themselves & other formal SWIFT & Home Remittance channels
- Account is fully repatriable
- Also available in Joint Account
- Free Life Insurance
- Monthly Profit Payout on Savings Accounts
- Free welcome pack delivery globally
- No deduction of Zakat
- FCY to PKR Transfer & Bill Payments through internet banking
Benefits of Roshan Digital Account
If you are an overseas Pakistani looking for an easy way to manage your financial needs back home then the Roshan Digital Account offered by Bank AL Habib is tailored for the Pakistani diaspora. The current / savings accounts offered for overseas Pakistanis ensure that you stay connected to your financial interests in Pakistan without any hassle. The unparalleled support and RDA features are what makes Bank AL Habib Roshan Digital Account the best bank account for overseas Pakistanis and a reliable option to open a current / savings account in your homeland.
Key Fact Sheet
To learn more about Roshan Digital Account fees & charges, click below to download the detailed KFS
Current Account KFS- Bank's prescribed Application Form
- Valid Computerized National Identity Card
- 3 recent photographs (passport size)
- Employment proof of last 2 years
- Salary Slips of last 3 months
- 1 year Bank Statement with reflection of salary credits
Basis of Coverage
- The insurance Coverage for each Member shall be equal to the last 90 days average balance Maximum Limit of the RDA account will be PKR 2,000,000/- based on 90 days average balances provided to the insurance company equivalent to PKR using interbank dollar exchange rate.
Required Documents
- Customer CNIC / SNIC / NICOP / POC
- Customer Passport (first 2 pages, Pakistani and / or foreign / passport of other country)
- Specimen Signature (scanned on a white page)
- Proof of NRP status (e.g. copy of POC, visa entry / exit stamps etc.)
- Proof of profession and Source of income / Funds (For example: For salaried individuals; employment letter, salary slip or bank account statement & for business persons; business registration document, business letter head or bank account statement etc.)
- Live Photograph
Steps to Open AL Habib Roshan Digital Account
- Provide Basic Information.
- Enter the OTP received on your email address & provide the account opening information.
- Choose the type of Digital Account: a Foreign Currency Account or a Pak Rupee Account.
- Upload required documents mentioned in 'required documents' and a Live Photo.
- Receive confirmation on provided email with a reference number.
- The account opening confirmation will be intimated within 2 working days through email.
Before Getting Started
- Filling of account opening form will approximately take 10-15 minutes.
- After gathering the Required Documents you will need to scan and upload them.
- We advise you to read the FAQs to get familiar with the product.
- You will also need access to a webcam so that your live photo can be captured.
- All fields are mandatory.
- You will have to acknowledge declaration to proceed to next steps.
Disclaimer: Please make sure that you have the latest version of Microsoft Edge, Chrome or Firefox to avoid any difficulties during the process. Before you start we advise you to also clear your browser cache/cookies to ensure the application runs smoothly.
AL Habib Roshan Digital Account Tutorials
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English Tutorial
Urdu Tutorial
Saraiki Tutorial
Punjabi Tutorial
Pashto Tutorial
Sindhi Tutorial
Joint Account Tutorial
English Tutorial
Urdu Tutorial
Saraiki Tutorial
Punjabi Tutorial
Pashto Tutorial