• Based on Islamic principles of Mudarabah
  • Joint account holder facility (up to 4 individuals)
  • Profit will be calculated on monthly average balance
  • Profit payout on bi Annual basis i.e. in July and January
  • No minimum balance requirement
  • Withholding Tax on profit & Zakat will be applicable as per laws
  • Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
  • Free Online Banking
  • Free E-Statement
  • Free Paypak Debit Card (Default)*
  • Free Internet Banking
  • Mobile Banking and SMS alert facility
  • Free Life Insurance coverage under Takaful applicable with terms and conditions

* Customer can avail free services and PayPak Debit card on the condition of maintaining a minimum monthly average balance of PKR 25,000/-, However, you can also opt for a Visa or UnionPay card charges will be applicable as per prevailing Schedule of Bank Charges.

Free Life and Disability Takaful Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving account holders. Salient features of this takaful policy are as under:

  • New accounts eligible after 30 continuous days of opening of account.
  • Claims payable on the basis of 90 days of average balance in customer account
  • Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million
  • Maximum claim payable on Accidental Death - PKR 4 Million
  • In case of joint account, any one of the account holders will be covered
  • Admissible age limit of claim - 18 to 60 years

The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.

  • For Individual Accounts
  • Original CNIC along with a verified copy
  • Job Card / Job Letter and Salary Slip for Salaried individual
  • Any other proof of income
  • For Sole Proprietor accounts
  • Original CNIC along with a verified copy
  • Propitiatory rubber stamp
  • Copy of NTN (Attested by Notary Public)
  • Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
  • Request for Opening of Account on letter head

  • For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
  • A valid photocopy of any one of the following identity document is obtained
  • Computerized National Identity Card (CNIC) issued by NADRA
  • Smart National Identity Card (SNIC) issued by NADRA
  • National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
  • Pakistan Origin Card (POC) issued by NADRA.
  • Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
  • Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
  • Non-resident accounts can be grouped in the following categories
  • Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad
  • Non-resident accounts of Pakistan nationals who are abroad for short visits
  • Non-resident accounts of foreign nationals residing abroad
  • Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
  • Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained

Islamic Savings Account How To Open Your

قریب ترین بینک الحبیب برانچ کا دورہ کریں یا اکاؤنٹ کھولنے کا فارم آن لائن ڈاؤن لوڈ کریں اور مکمل شدہ فارم کو تمام مطلوبہ دستاویزات کے ساتھ کسی بھی بینک الحبیب برانچ میں جمع کروائیں۔

کی فیکٹ شیٹ فیس اور چارجز
قواعد/شرائط و ضوابط ڈاؤن لوڈ کرنے کے لیے یہاں کلک کریں
ہم سے رابطہ کریں!

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