Easy Access to Shariah-Compliant Banking
Open a Shariah-Compliant bank account with minimal documentation and just PKR 5.
Apply Now Compare Account- One-page account opening form
- Account can be opened with just Rs.5/- only
- Deposits are accepted on Islamic Principles of Qard
- No restriction on number of transactions
- SMS alert facility
- Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
- Free Online Banking/Mobile Banking
- Free Cheque Book*
- Free Internet Banking
- Free E-Statement
- Free ATM/Debit Card (PayPak)
- Free Life Insurance coverage under Takaful applicable with terms and conditions
- Maximum Credit Balance Limit of Rs. 1,000,000/-
- Total Debit per month of Rs.1,000,000/-
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our current account holders. Salient features of this takaful policy are as under:
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed in us.
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
How To Open Your Islamic Asaan Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
* Customer can avail free Pay Pak debit card on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.