A shariah compliant account, enabled digitally for savings!
The Islamic Digital Account provides a plethora of options to accountholders for a seamless, end-to-end banking experience
Apply Now- Free Regular SMS Alert Facility
- Free PayPak Debit Card (Default).
- Free E-Statement Facility by default, however physical SOA on request
- Free Banker`s Cheque Facility
- Free Life Takaful (Term and condition applied/ to be checked)
- Offered in PKR, GBP, Euro and USD (as per regulator)
- Available in Current and Savings Category
- No Service Charges at Opening or Closure of Digital Account
- No Minimum Balance Requirement
- Personalized Cheque Book Facility
- Financing against 90% Deposits and Opening of Term Deposit Facility (Subject to management approval / Bank`s Terms & Conditions)
*Terms and Conditions Apply
- Source of Income/ Funds and/or Self-Declaration Required
- Live Photo of Customer Required
- Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
- For Minors (Juvenile Card, Form B, CRC and Live Photo are required)
- CRS & FATCA
- Any other necessary documentation deemed necessary
There are no limits on the transactions.
Resident Pakistani Nationals are eligible to open the Digital Account.
Customer must provide valid Computerized / Smart National Identity Card, source of income or furnish other document citing source of funds.
You must complete the biometric verification process as soon as your account has been opened. You can do this via the AL Habib Biometric Verification app or by visiting the nearest Bank AL Habib branch.
Individual Resident Pakistanis may open their account through this portal.
CNIC / SNIC and Self-Declaration regarding income and profession is a mandatory document to be furnished for Account Opening.
For a Minor, the following are required
-
Scanned copy of:
- Juvenile Card
- Form-B
- Child Registration Certificate
- Live Photograph of Minor
Customers with a Rupee account may apply for a Debit Card.
You can complete the account opening process from the comfort of your home. Even biometric verification can be completed via the AL Habib Biometric Verification app. However, if you wish to visit the branch, you may do so.
Yes, you may resume the application process through “Resume Application”. After this, you will be required to input your reference number, Email Address and Mobile OTAC Verification code.
You may call us at our dedicated helpline – (92 21) 111- 014 – 014 or email us at info-CDOB@bankalhabib.com
There is no minimum balance or initial deposit requirement on the aforementioned accounts.
Customers may avail the below mentioned Debit Card products (Subject to Terms and Conditions)
- PayPak Debit Card
- UPI Debit Card
- Visa Silver Debit Card
- Visa Gold Debit Card
- Visa Platinum Debit Card
For pricing of Debit Cards, customer may review the Bank`s prevailing Schedule of Charges.
Yes, you may obtain financing against 90% deposits subject to Terms and Conditions
A customer cannot maintain any other account with the Bank if they have an Asaan Digital Account.
Yes you may modify your account details through the “Account Maintenance” option.
You may request a Statement of Account hardcopy specifically from Call Center.
Our team will let you know within two days if the Account Opening application is accepted or declined. In case of potential decline, your case shall be referred back by the Centralized Operations Digital Desk.
Video based KYC is mandatory for all Politically Exposed Persons` Account applications.
You may receive a video call link via email from Bank AL Habib for further details/verification in accordance with the regulations of the State Bank of Pakistan. Bank AL Habib will never call from (+92 21) 111-014-014 or any other number asking for your personal information, internet/mobile banking User ID, Password, Debit/Credit Card number, PIN, OTP or CVV.
Yes, a customer must accept Terms & Conditions before proceeding further with the application.
How To Open Your Islamic Digital Saving Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
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