Shariah-Compliant Savings with Monthly Returns
A premium savings solution, offering Shariah-Compliant profit every month.
Apply Now Compare Account- Preferential profit rates on Premium Saving Account
- No Initial Deposit or Minimum Balance Requirement
- Profit will be calculated on Average Monthly Balance
- Free PayPak Debit Card Issuance
- Free Supplementry Debit Card Issuance
- Free Life Takaful
- Free Cheque Book (First)
- Free Lockers*
- Free AL Habib Mobile & Netbanking Facility
- Free E-Statement
- Free Banker's Cheque
- Free Online Banking
- Available for Individual Single and Joint, Corporate, SME, Provident and Pension Fund accounts
* Terms & Conditions apply
You can also open this account online through AL Habib Digital Account.
Note: Minimum Monthly average balance requirement of PKR 5,000 to avail Free PayPak Debit Card, First Cheque Book & Life Takaful.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our current account holders. Salient features of this takaful policy are as under:
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
- The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed in us.
Documentation For Resident Account
- For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
- For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Propitiatory rubber stamp
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letter head
For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
- A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
- Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
- Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
How To Open Your Islamic Saving Income Plus Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
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