Financial inclusion and savings enabled for women
AL Habib Woman Account is a product especially designed to empower women with financial independence and facilitate them in simplified banking.
Apply Digitally- Free First Cheque Book (10 Leaves)
- Free bankers Cheques (Upto Three Per Month)*
- 24/7 AL Habib Mobile & Netbanking Facility
- Free E-Statement
- SMS Alerts Facility
- Free Life Takaful**
- 50% Discount on Locker**
- Free Intercity Online Transactions
- No Initial Minimum Balance Requirement
- Upto 90% Financing Available Against Deposit
- Auto Loan on Discounted Markup Rate
*Free Banker's Cheques & Debit Card Issuance on Current Account Only
**Terms and Conditions Apply
***For First Year Only, Subject to Availability
Any one of the following documents may be used as a proof of identity:
- Copy of valid SNIC, CNIC, NICOP
- Proof of income
AL Habib Woman Account is for women above 18 years.
Yes, the account is also available in Islamic Banking variant.
Yes, customer may open more than one AL Habib Woman Account.
Individual Current and Savings account are offered in single category.
To open AL Habib Woman Islamic Account, , you may visit your nearest branch or apply via AL Habib Digital Account Opening
For individual accounts
- Copy of valid CNIC / SNIC / NICOP
- Proof of income
The turn around time (TAT) for account opening is three working days subject to the completion of required documents.
Yes, monthly profit will be paid on AL Habib Woman Savings Account and profit will be calculate on monthly average balance
Yes, AL Habib Netbanking is available.
The customer will have to visit Bank AL Habib official website (www.bankalhabib.com) and will self-register on the internet banking portal to avail AL Habib Mobile and Netbanking services.
Upto 90% of the financing is be available on deposit.
The account is offered in PKR only.
Zakat & taxes are applicable as per government regulations and directives of SBP.
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR. 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
Accounts can be opened in individual single & joint account categories. In case of joint account, primary account holder must be woman, whereas, secondary may be men.
All new to bank or existing customers can open AL Habib Woman Account however, if customer is having any existing Regular Account or Asaan Account, she is not allowed to open AL Habib Asaan Woman Account.
Yes, they both are available in Current and Saving Account types
18 years and more Resident Pakistani Nationals are eligible to open the AL Habib Woman Digital Account and AL Habib Asaan Woman Digital Account.
You must complete the biometric verification process as soon as your account has been opened. You can do this via the AL Habib Biometric Verification app or by visiting the nearest Bank AL Habib branch.
You can complete the account opening process from the comfort of your home. Even biometric verification can be completed via the AL Habib Biometric Verification app. However, if you wish to visit the branch, you may do so.
Yes, you may resume the application process through “Resume Application”. After this, you will be required to input your reference number, Email Address and Mobile OTAC Verification code.
You may call us at our dedicated helpline – (92 21) 111- 014 – 014 or email us at info-CDOB@bankalhabib.com
Yes you may modify your account details through the “Account Maintenance” option.
Customers may avail the below mentioned Debit Card products (Subject to Terms and Conditions)
- PayPak Debit Card
- UPI Debit Card
- Visa Silver Debit Card
- Visa Gold Debit Card
- Visa Platinum Debit Card
For pricing of Debit Cards, customer may review the Bank`s prevailing Schedule of Charges.
Yes, opening AL Habib Woman Digital Account with existing branch account is allowed.
Account Opening - Documents Required
-
- Live Photo of Customer Required
- Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
- CRS & FATCA
- Any other necessary documentation deemed necessary
How To Open Your Islamic Woman Digital Saving Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
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