An Easy Start to Secure and Accessible Banking
For millions of Pakistanis, traditional banking has felt distant and complicated. We're here to change that. If you don't yet have a bank account, this one is designed especially for you. No lengthy forms. No extra documents. Just your valid CNIC is all it takes to get started.
It’s simple, convenient, and built around your needs, bringing the power of banking to everyone, everywhere. Start your journey today and enjoy the access to a range of value-added services.
Apply Now Compare AccountWhy Choose the Asaan Current Account?
This is more than just an account — it’s a gateway to secure and easy banking for every Pakistani. Whether you’re a student, freelancer, small business owner, or someone opening a bank account for the first time — Asaan is your starting point.
FREE PayPak Debit Card (Default)*
FREE 24/7 Mobile & Netbanking Access
Free E-Statements
Enjoy the Exclusive Benefits
Credit Balance Limit of Rs. 1,000,000/-
Total Debits per month of Rs. 1,000,000/-
Free PayPak Debit Card *
SMS Alerts Facility
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
Free Life Insurance**
No Initial Deposit Requirement
Only One Asaan Account allowed per CNIC
No Minimum Balance Requirement
* Terms & Conditions apply
Note: PayPak is the default Debit Card offered to the customers. However customers may opt for other card schemes i.e. VISA & UnionPay Debit Cards, charges will be applicable as per prevailing Schedule of Bank Charges.
Life Insurance That Cares
We believe in going beyond just banking. That’s why your Asaan Current Account comes with absolutely free Life & Disability Insurance — because your trust deserves more.
- Coverage equals average 90-day balance (natural death or disability)
- Double the amount in case of accidental death
This is our promise of protection — for you and those who depend on you.
Life Insurance That Cares
We believe in going beyond just banking. That’s why your Asaan Current Account comes with absolutely free Life & Disability Insurance — because your trust deserves more.
- Coverage equals average 90-day balance (natural death or disability)
- Double the amount in case of accidental death
This is our promise of protection — for you and those who depend on you.
How to Open Your Asaan Account
It's as simple as 1-2-3.
Bring your original CNIC (and a verified copy)
Visit any Bank AL Habib branch near you
Fill and submit the Account Opening Form
That’s it. No salary slip. No job letter. Just your identity and your trust.
Documents Required
- Original CNIC along with verified copy
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
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